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One Extra Mortgage Payment a Year Can Add Up to Big Savings

One Extra Mortgage Payment a Year Can Add Up to Big Savings

When you bought your home, you (hopefully) qualified for a mortgage that you could afford and if you stay on top of it monthly, you’ll own your home free and clear in 30 years (or less, depending on your loan terms.) Making extra payments may not even hav

Feb 16, 2022 | Refinancing a Home

Who Owns My House: Me or My Mortgage Lender?

Who Owns My House: Me or My Mortgage Lender?

The standard home buying process follows this formula: you find the right property, you go under contract to buy it, you get approved for a mortgage loan, the lender lends you enough money to buy the home, you sign papers, and you move into your new house

Feb 09, 2022 | Purchasing a Home

5 Reasons You Might Want a Non-Conforming Mortgage Loan

5 Reasons You Might Want a Non-Conforming Mortgage Loan

When you apply for a home mortgage, lenders will check your credit score, income, assets, and debt. All of this will get factored into an algorithm to figure out if you are credit-worthy enough to be granted a loan. Most of the standards used by lenders a

Feb 02, 2022 | Purchasing a Home

Creative Ways to Avoid Paying Closing Costs

Creative Ways to Avoid Paying Closing Costs

You finally saved up enough for a down payment and you can almost taste being a homeowner, but then you hear about closing costs. Coming up with a few extra thousand dollars sounds impossible. Before you give up on the dream of buying a home, here are a f

Jan 26, 2022 | Purchasing a Home

5 Questions Unmarried Couples Should Ask before Buying a Home

5 Questions Unmarried Couples Should Ask before Buying a Home

Roughly 9% of all U.S. homebuyers in 2020 were unmarried couples. If you and your partner are considering a house purchase before tying the knot, there are some important questions you should ask yourself to see if it makes sense.How does the law see our

Jan 19, 2022 | Purchasing a Home

Should I Do a Cash-out Refinance on My Rental Property?

Should I Do a Cash-out Refinance on My Rental Property?

Mortgage interest rates have been near record lows for the past several years. At the same time property values have jumped dramatically, giving homeowners plenty of equity. Those two factors combine to make right now an excellent time to get a cash-out r

Jan 12, 2022 | Refinancing a Home

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